Caring for a loved one with dementia comes with a long list of emotional, medical, and financial considerations. One of the most complex—and often overlooked—areas is real estate. Whether you’re trying to protect property, plan for long-term care, or simply figure out the next living arrangement, real estate decisions can feel overwhelming.
To help guide you, here are some common questions that caregivers and families face when it comes to real estate, property management, and funding care for a person living with dementia:
Real Estate & Property Ownership
- What happens to the house if my loved one with dementia can no longer live alone?
- Can we legally sell their home if they can’t make decisions anymore?
- Should we transfer the property title now to avoid complications later?
- How do we protect the home from being lost to long-term care costs?
- Are there risks if the person with dementia stays in the home alone?
- Can we rent out the home to help pay for care expenses?
- Should we downsize or move closer to family or medical facilities?
Legal & Financial Concerns
- What documents do we need in place before selling or buying a property?
- What is a power of attorney, and when should it be used in real estate decisions?
- Are there any government programs that help with housing or assisted living costs?
- How do we protect the equity in the home while still qualifying for Medicaid?
- Can real estate be used to fund assisted living or memory care?
- How do we avoid scams or predatory buyers during this vulnerable time?
Buying, Selling, or Moving
- Is now the right time to sell, or should we wait?
- What should we consider when buying a home for someone with dementia?
- How do we prepare a home for sale if the owner is already in a care facility?
- What accessibility features should we look for in a new home?
- Should we move in with family or find professional care housing?
- How do we emotionally prepare for selling a long-time family home?
- What costs should we expect when transitioning to assisted living or memory care?
These questions are just a starting point. Every situation is different, and decisions should always be made in consultation with legal, medical, and real estate professionals. If you’re facing any of these concerns, you’re not alone—and help is available.
Free Resource: Real Estate & Dementia Caregiver Checklist (instant download, no email required)
Download this helpful checklist to get organized and prepare for key decisions regarding property and care for your loved one with dementia.
